Start Your Native American Home Loan Request

Rates have never been this low!

Get Pre-Qualified for a Section 184 Native American Home Loan to buy a home with only a 2.25% Down Payment or Refinance up to 97.75% of Value.

What is a Section 184 Native American Home Loan?

The Section 184 Indian Housing Loan Guarantee Program is a government-backed mortgage that offers highly competitive interest rates, flexible underwriting, and very small down payments. All Section 184 Native American Home Loans are backed by the U.S. Department of Housing and Urban Development and are available to members of a federally recognized tribe. 

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Am I Eligible?

Obtaining a HUD Section 184 Native American home loan is fast and free!

In Oklahoma, only a small portion of tribal members are aware of the Section 184 Native American Home Loan Benefit, even though they may be eligible. To qualify, you must be an American Indian or Alaska Native who is a member of a federally recognized tribe over the age of 18 who will occupy the property as a principal residence.

If you are considering a Section 184 Tribal Loan to buy a home or refinance your current loan, the fastest and easiest way to find out if you are eligible is to get qualified with a Native American Mortgage Specialist who can help you determine your eligibility, monthly payment savings, maximum loan amounts, and program advantages.

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Section 184

news & info

  • 2022 Section 184 Native American Mortgage Loan Limit Increase! 05/18/2022

    THIS IS HISTORIC NEWS FOR ALL OKLAHOMA FEDERAL TRIBAL MEMBERS!  It was just released that the Department of Housing and Urban Development (HUD) increased the maximum loan amount for the Section 184 Native American home loan to $420,680!! This applies to ALL of ... READ MORE
  • Section 184 Program Open for Fiscal Year 2022 10/13/2021

    On August 17, 2021, HUD and the Office of Native American Programs informed Lenders that the Section 184 Indian Home Loan (Section 184) program would begin the Fiscal Year 2021 financial closeout beginning on September 20, 2021. The Fiscal Year closeout process is now ... READ MORE
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